freakishlytallaustralian: (blackaddershutup)
[personal profile] freakishlytallaustralian

So. Health care. Many different forms are needed, every country is a little different. What I would like, if you have the time, is to explain to me what health care entails in your country.

For example, in Australia, if I have an accident and need to seek medical treatment, I can enter the emergency department and not pay a cent for any treatment given at that time, including drugs, X-Rays and casts on broken limbs. If it is so severe that I need an ambulance, there is a cost involved (around the $150 mark, charged at a later date).

Health insurance is chosen and paid for by the individual, as is their level of cover. For example, I currently pay for ambulance and basic hospital. What this means is that if I need an ambulance, my health insurance will pay for the ride, not me. I can also choose, depending on availability, to have a private room at a public hospital if a longer stay is required. The basic hospital cover also covers some of or all the cost of medically required operations, such as the loop excision I had on some pre-cancerous cervical cells last year. I had to pay a small excess that was a tiny fraction of what the operation cost. If I had a higher level of cover, it would have covered the whole operation, and mum and dad's higher level of cover paid for all my brother and my dental work in our teens.

So, again, if you have a spare couple of minutes to let me know how these things work where you are, I'd be really thankful.


Date: 2010-12-19 06:02 am (UTC)
From: [identity profile]
Over here in extraordinarily not-sunny NZ, we don't actually need health insurance. Hospital costs are paid for by tax; you do have to pay for doctor's appointments, but they are heavily subsidized. Dentistry and private care you have to pay full cost for.

Health insurance is mostly to cover things 'at your leisure' (as my father put it) and, like in Aus, to get nicer rooms during your convalescence.

And 'THIS'ing the pap smear thing. Unpleasant but necessary.

Date: 2010-12-19 06:15 am (UTC)
From: [identity profile]
Hello stranger! Feels like we haven't talked in forever. Summer getting it wrong over there are well?

Thanks for the information, as I said, I'm obsessed with all this at the moment. But knowing more about the world around you is a good thing, right?

You wouldn't believe with the pap smear, even after seeing what I went through one of my friends still won't get one done and then blamed it on me knowing what was wrong with me, and how upset I got. *headdesk*

Date: 2010-12-19 06:38 am (UTC)
From: [identity profile]
Indeed, The More You Know!

Hmmmm...ask her which she would rather have: Ten minutes of discomfort or DEATH.

Date: 2010-12-19 06:39 am (UTC)
From: [identity profile]
More a case of "anxiety induced panic attack" versus "ten minutes of discomfort", in my case.

Date: 2010-12-19 06:38 am (UTC)
From: [identity profile]
In America... you're fucked. Seriously.

Sorry, I'm a bit... irritable about the subject.

My mother gets health care coverage from her union, but I'm not covered under it. Me, I just (well, early last year, but it still feels like just) got something which covers me, but it's done when I'm done being a student. It also doesn't entirely cover my medication, or therapy.

I also kinda had to lie to get it, but you didn't see that.

I don't know all the details, just my own. I mainly know that I really, really don't like insurance companies. Especially when I know that if I came out as transgender, I'd lose ALL my coverage, so I'm going to have to jump through a billion and a half hoops if I ever want to get top surgery/go on hormones.

Date: 2010-12-19 06:40 am (UTC)
From: [identity profile]
Re-gender operations are one of those few things that need health insurance coverage over here. Kinda lame, really.

Date: 2010-12-19 06:43 am (UTC)
From: [identity profile]
It doesn't help that I'm genderqueer, so I'd have to lie and say "I'm the manliest man that ever manned", because if I went up in front of a board of surgeons and said "Yeah, chop me up so I can wear dresses plz" would send me straight to the funny farm.

What, me bitter? Never!

Date: 2010-12-19 09:51 am (UTC)
From: [identity profile]
See what?

And being irritated is more than allowed here, it's practically expected that everyone has a rant in my comments at one stage or another.

Thank you so much for replying. I really do appreciate it. As I said, I watched Sicko (some time ago, but that's not the point) and I just couldn't get my head around how it all worked. I think it was me trying to get through the layers of Moore's ranting and him playing towards an audience that already knew where he was coming from. If I may, I'd like to wish you all the best with whatever happens with operations/hormones in the future.

Date: 2010-12-20 05:49 am (UTC)
From: [identity profile]
Thanks. I doubt I'll ever get 'em (don't want to deal with the therapy, and someone with a temper like mine shouldn't take testosterone), but who knows. Maybe there'll be people like me in the public eye in ten years.

Date: 2010-12-19 12:09 pm (UTC)
From: [identity profile]
oh shit you reminded me, I need to acutally see my doctor about that >__> Was told about 3 months ago I should of had one but never was gotten in contact with.... erm, opps?
I should also see my doctor about my ankle, not going to say anything else as skydagger and nombre will kill me for not telling them let alone not going to the docs

I'm glad you alright, and have got cover *hugs tightly*

Date: 2010-12-19 08:57 pm (UTC)
From: [identity profile]
So, I can kick your arse now or later. :P Go and see your doctor sweetie. Honestly. The feeling when you get a 'normal' result is one of the best in the world.

You do realise I'm friends with nombre and she might see this?

Date: 2010-12-20 05:36 am (UTC)
From: [identity profile]
I've had...varying...feelings about our healthcare. My parents have both me and my younger sister on their plan, which not only covers the family but is what my dad uses for the small business he and my uncle run - what we get is what everybody gets. It's pretty basic, but outside of Tessa breaking a few bones when we were a kid, it's never been much of a problem.

Unfortunately, thanks to some budgetary problems that were never fully explained to the general public, Independent Health dropped me from my parent's health plan the year I turned nineteen, but didn't bother telling us until I was twenty and needed to get a physical for the upcoming schoolyear. No notice, no phone call, not a thing. I was lucky that nothing was seriously wrong, and luckier that I didn't get hurt, because I had nothing. I'd even declined getting some sort of coverage through the community college I was attending at the time because I was under the impression that I would still be under my family's planuntil I was twenty-one. As it is, we didn't get everything straightened out until this past summer...but thanks to Buff State being awesome and Independent Health being less of a bitch I can now go to the doctor again!

TL;DR - Healthcare in New York (and, subsequently, the US) kind of sucks.

(To add to the pap smear thing: A) I'm glad that you are alright, and B) That was probably the most uncomfortable fifteen minutes of my life, necessity should definitely trump comfort in that kind of situation.)



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